* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Poppins", sans-serif;
  /* background: #f4f7fb; */
}


/* ===========================
   TOP BAR
=========================== */
.topbar {
  position: relative;
  width: 100%;
  max-width: 100%;
  background: #17379a;
  color: #fff;
  display: flex;
  justify-content: space-between;
  align-items: center;
  min-height: 55px;
  overflow: hidden;
}

.topbar-left {
  position: relative;
  background: #ff6b23;
  display: flex;
  align-items: center;
  gap: 18px;
  height: 100%;
  padding: 14px 55px 14px 40px;
  clip-path: polygon(0 0, 100% 0, calc(100% - 45px) 100%, 0 100%);
  white-space: nowrap;
  flex-shrink: 0;
}

.topbar-left span {
  font-size: 15px;
  font-weight: 500;
}

.topbar-social {
  display: flex;
  align-items: center;
  gap: 12px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.topbar-social a {
  width: 30px;
  height: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, 0.6);
  border-radius: 50%;
  color: #fff;
  text-decoration: none;
  font-size: 13px;
  transition: 0.3s ease;
}

.topbar-social a:hover {
  background: #fff;
  color: #ff6b23;
  border-color: #fff;
}

.topbar-right {
  display: flex;
  align-items: center;
  gap: 35px;
  padding: 10px 40px;
}

.topbar-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  white-space: nowrap;
  min-width: 0;
}

.topbar-item span,
.topbar-item a {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  min-width: 0;
}

.topbar-item i {
  font-size: 15px;
  flex-shrink: 0;
}

/* ===========================
   MAIN HEADER / NAVBAR
=========================== */

.header {
  width: 100%;
  padding: 0;
  background: #fff;
}

.nav-container {
  width: 100%;
  max-width: 1410px;
  margin: auto;
  background: #fff;
  border-radius: 0px 25px 25px 0px;
  display: flex;
  justify-content: flex-start; /* instead of space-between */

  gap: 50px;
  align-items: center;
  padding: 15px 35px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

.logo a {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.logo img {
  width: 210px;
  display: block;
}

/* fallback text logo (used if no image) */
.logo-text {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 30px;
  font-weight: 700;
  color: #17379a;
}

.logo-text i {
  color: #ff6b23;
  font-size: 32px;
}

.logo-text .accent {
  color: #ff6b23;
}

.navbar {
  position: relative; /* anchors .navbar-close on mobile */
}

.navbar ul {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.navbar ul li {
  position: relative;
}

.navbar a {
  color: #17379a;
  text-decoration: none;
  font-size: 17px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 6px;
}

.navbar a:hover,
.navbar li.active > a {
  color: #ff6b23;
}

.dropdown {
  position: relative;
}

.submenu {
  position: absolute;
  top: 45px;
  left: 0;
  min-width: 220px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
  padding: 10px 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transform: translateY(15px);
  transition: 0.35s ease;
  z-index: 999;
  margin: 0;
}

.submenu li {
  width: 100%;
  padding: 0 18px;
}

.submenu li a {
  display: block;
  padding: 10px 14px;
  font-size: 15px;
  color: #17379a;
  line-height: 1.4;
  border-radius: 8px;
}

.submenu li a:hover {
  background: #f5f7ff;
  color: #ff6b23;
}

.dropdown:hover .submenu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 22px;
}

.search-btn {
  width: 46px;
  height: 46px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1.5px solid #dfe3ef;
  border-radius: 50%;
  font-size: 18px;
  color: #17379a;
  background: transparent;
  cursor: pointer;
  transition: 0.3s ease;
}

.search-btn:hover {
  background: #17379a;
  color: #fff;
  border-color: #17379a;
}

.search-wrap {
  position: relative;
}

.search-box {
  position: absolute;
  top: 58px;
  right: 0;
  display: flex;
  align-items: center;
  background: #fff;
  border-radius: 40px;
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.15);
  padding: 6px 6px 6px 20px;
  width: 300px;
  max-width: 85vw;

  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: 0.3s ease;
  z-index: 1000;
}

.search-box.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.search-box input {
  flex: 1;
  border: none;
  outline: none;
  font-size: 15px;
  color: #17379a;
  background: transparent;
}

.search-box input::placeholder {
  color: #9aa5c5;
}

.search-box button {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #ff6b23;
  color: #fff;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  font-size: 14px;
}

.talk-btn {
  background: #ff6b23;
  color: #fff !important;
  text-decoration: none;
  padding: 15px 28px;
  border-radius: 40px;
  font-size: 15px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  white-space: nowrap;
  transition: 0.3s ease;
}

.talk-btn:hover {
  background: #17379a;
}

.icon-toggle {
  width: 46px;
  height: 46px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #17379a;
  color: #fff;
  border-radius: 50%;
  cursor: pointer;
  font-size: 18px;
  flex-shrink: 0;
  border: none;
}

.mobile-talk {
  display: none;
}

.menu-toggle {
  display: none;
}

/* ---------- Mobile panel close (X) button ---------- */
.navbar-close {
  display: none;
  position: absolute;
  top: 20px;
  right: 20px;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  background: #17379a;
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 16px;
  cursor: pointer;
  z-index: 10000;
}

.navbar-close:hover {
  background: #ff6b23;
}

/* ---------- 1200px: tighten spacing before things break ---------- */
@media (max-width: 1200px) {
  .nav-container {
    gap: 28px;
    padding: 15px 25px;
  }

  .navbar ul {
    gap: 20px;
  }

  .navbar a {
    font-size: 16px;
  }

  .nav-right {
    gap: 14px;
  }

  .talk-btn {
    padding: 13px 22px;
    font-size: 14px;
  }
}

/* ---------- 991px: collapse main nav into slide-in panel ---------- */
@media (max-width: 991px) {
  .nav-container {
    justify-content: space-between;
    padding: 15px 20px;
    gap: 0;
    position: relative;
  }

  .logo img {
    width: 170px;
  }

  .navbar {
    position: fixed;

    top: 0;

    right: -100%;

    width: 300px;

    max-width: 85%;

    height: 100vh;

    background: #fff;

    padding: 90px 25px 30px;

    transition: 0.35s;

    z-index: 9999;

    overflow-y: auto;

    display: block;
  }

  .navbar.show {
    right: 0;
  }

  .navbar-close {
    display: flex;
  }

  .navbar ul {
    display: flex;
    flex-direction: column;
    gap: 0;
    width: 100%;
  }

  .navbar ul li {
    width: 100%;
    border-bottom: 1px solid #eee;
  }

  .navbar ul li a {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: 16px 0;
    font-size: 16px;
  }

  .submenu {
    position: static;

    display: none !important;

    opacity: 1;

    visibility: visible;

    transform: none;

    box-shadow: none;

    background: #f8f8f8;

    padding: 0;

    min-width: 100%;
  }

  .dropdown.menu-open > .submenu {
    display: block !important;
  }

  .dropdown.menu-open > a i.fa-chevron-down {
    transform: rotate(180deg);
  }

  .navbar ul li a i {
    transition: 0.25s ease;
  }

  .submenu li {
    border: none;
  }

  .submenu li a {
    padding: 12px 20px;
    font-size: 14px;
  }

  .nav-right .talk-btn {
    display: none;
  }

  .search-wrap {
    display: block;
  }

  .search-box {
    right: -40px;
  }

  .menu-toggle {
    display: flex;

    align-items: center;

    justify-content: center;

    width: 48px;

    height: 48px;

    background: #17379a;

    color: #fff;

    border-radius: 50%;

    cursor: pointer;
  }

  .mobile-talk {
    display: block;
    margin-top: 20px;
  }

  .mobile-talk .talk-btn {
    width: 100%;
    justify-content: center;
  }
}

/* ---------- 768px: mobile landscape ---------- */
@media (max-width: 768px) {
  /* topbar becomes two stacked rows */
  .topbar {
    flex-direction: column;
    align-items: stretch;
    min-height: 0;
    overflow: visible; /* don't clip wrapped items */
  }

  .topbar-left {
    clip-path: none;
    /* justify-content: center; */
    padding: 10px 20px;
    width: 100%;
    text-align: center;
  }

 

  .topbar-right {
    /* justify-content: center; */
    flex-wrap: wrap;
    row-gap: 8px;
    column-gap: 20px;
    padding: 10px 16px;
    width: 100%;
  }

  /* let the clock/time item wrap instead of forcing nowrap off-screen */
  .topbar-item {
    white-space: normal;
    text-align: center;
  }

  .topbar-item span,
  .topbar-item a {
    white-space: normal;
    overflow: visible;
    text-overflow: clip;
  }

  .nav-container {
    padding: 12px 16px;
    border-radius: 0;
  }

  .logo img {
    width: 140px;
  }

  .nav-right {
    gap: 10px;
  }

  .search-btn,
  .icon-toggle,
  .menu-toggle {
    width: 40px;
    height: 40px;
    font-size: 16px;
  }

  .search-box {
    right: -10px;
    width: 260px;
  }
}

/* ---------- 480px: small mobile ---------- */
@media (max-width: 480px) {
  .topbar-left span {
    font-size: 13px;
  }

  .topbar-item {
    font-size: 12px;
  }

  .logo img {
    width: 120px;
  }

  .navbar {
    width: 85vw;
    padding: 80px 18px 25px;
  }

  .search-box {
    width: 250px;
    right: -45px;
    padding: 5px 5px 5px 16px;
  }

  .search-box input {
    font-size: 14px;
  }
}


/*=========================================
            FAQ SECTION
=========================================*/

.faq-section {
  padding: 55px 0;
  background: #fff;
  overflow: hidden;
}

.faq-container {
  width: 90%;
  max-width: 1320px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 70px;
}

/*=========================================
            LEFT
=========================================*/

.faq-content {
  flex: 1;
}

.faq-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 40px;
  border-radius: 50px;
  background: #fff1ea;
  color: #ff6d2c;
  font-size: 30px;
  font-weight: 600;
  margin-bottom: 22px;
}

.faq-tag i {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #ff6d2c;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
}

.faq-content h2 {
  font-size: 38px;
  line-height: 1.15;
  font-weight: 700;
  color: #2845a7;
  margin-bottom: 22px;
}

.faq-content h2 span {
  color: #ff6d2c;
}

.faq-description {
  color: #707b96;
  font-size: 16px;
  line-height: 1.9;
  margin-bottom: 40px;
}

/*=========================================
            ACCORDION
=========================================*/

.faq-item {
  background: #f7f3f1;
  border-radius: 15px;
  margin-bottom: 20px;
  overflow: hidden;
  transition: 0.35s;
}

.faq-item.active {
  background: #3048b5;
}

.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 25px;
  cursor: pointer;
}

.faq-left {
  display: flex;
  align-items: center;
  gap: 18px;
}

.faq-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #ff6d2c;
  color: #fff;
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 15px;
  flex-shrink: 0;
}

.faq-question h4 {
  font-size: 18px;
  font-weight: 700;
  color: #3048b5;
  transition: 0.3s;
}

.faq-arrow {
  color: #ff6d2c;
  font-size: 18px;
  transition: 0.35s;
}

.faq-item.active .faq-question h4,
.faq-item.active .faq-arrow {
  color: #fff;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}

.faq-answer p {
  padding: 0 25px 25px 80px;
  color: #fff;
  font-size: 15px;
  line-height: 1.9;
}

.faq-item.active .faq-answer {
  max-height: 300px;
}

/*=========================================
            RIGHT IMAGE
=========================================*/

.faq-image {
  width: 430px;
  position: relative;
}

.faq-image img {
  height: 550px;
  width: 110%;
  border-radius: 30px;
  display: block;
}

/*=========================================
            FLOAT CARD
=========================================*/

.faq-contact-card {
  position: absolute;
  left: -60px;
  bottom: -60px;
  width: 348px;
  background: #fff;
  border-radius: 22px;
  padding: 25px;
  display: flex;
  gap: 18px;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.08);
}

.faq-call-icon {
  width: 55px;
  height: 55px;
  min-width: 55px;
  border-radius: 50%;
  background: #ff6d2c;
  color: #fff;
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 24px;
}

.faq-call-content span {
  display: block;
  color: #ff6d2c;
  font-size: 14px;
  margin-bottom: 5px;
}

.faq-call-content h4 {
  color: #3048b5;
  font-size: 20px;
  margin-bottom: 12px;
}

.faq-call-content p {
  color: #667085;
  line-height: 1.8;
  font-size: 15px;
}

/*=========================================
            HOVER
=========================================*/

.faq-item:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.06);
}

.faq-image img {
  transition: 0.5s;
}

.faq-image:hover img {
  transform: scale(1.03);
}

.faq-contact-card {
  transition: 0.4s;
}

.faq-contact-card:hover {
  transform: translateY(-8px);
}



/*=========================================
        RESPONSIVE
=========================================*/


/* Tablet*/
@media (max-width:991px){

    .faq-section{
        padding:70px 0;
    }

    .faq-container{
        width:94%;
        flex-direction:column-reverse;
        gap:60px;
    }

    .faq-content,
    .faq-image{
        width:100%;
    }

    .faq-image{
        max-width:600px;
        margin:auto;
    }

    .faq-image img{
        width:100%;
        height:auto;
    }

    .faq-content h2{
        font-size:32px;
    }

    .faq-tag{
        font-size:20px;
        padding:10px 24px;
    }

    .faq-tag i{
        width:34px;
        height:34px;
        font-size:15px;
    }

    .faq-contact-card{
        left:20px;
        bottom:-30px;
    }

}

/*=============================
        Mobile
==============================*/
@media (max-width:767px){

    .faq-section{
        padding:60px 0;
    }

    .faq-container{
        width:94%;
        gap:50px;
    }

    .faq-content h2{
        font-size:28px;
        line-height:1.3;
    }

    .faq-description{
        font-size:15px;
        margin-bottom:30px;
    }

    .faq-tag{
        font-size:16px;
        padding:8px 20px;
    }

    .faq-tag i{
        width:30px;
        height:30px;
        font-size:13px;
    }

    .faq-question{
        padding:18px;
    }

    .faq-left{
        gap:12px;
        align-items:flex-start;
    }

    .faq-question h4{
        font-size:16px;
        line-height:1.5;
    }

    .faq-icon{
        width:34px;
        height:34px;
        font-size:13px;
    }

    .faq-answer p{
        padding:0 18px 20px 64px;
        font-size:14px;
    }

    .faq-image{
        width:100%;
    }

    .faq-image img{
        width:100%;
        height:auto;
        border-radius:20px;
    }

    .faq-contact-card{
        position:relative;
        left:0;
        bottom:0;
        width:100%;
        margin-top:20px;
        border-radius:18px;
    }

    .faq-call-content h4{
        font-size:20px;
    }

}

/*=============================
        Small Mobile
==============================*/
@media (max-width:480px){

    .faq-section{
        padding:50px 0;
    }

    .faq-content h2{
        font-size:24px;
    }

    .faq-tag{
        font-size:14px;
        padding:8px 16px;
    }

    .faq-tag i{
        width:26px;
        height:26px;
        font-size:11px;
    }

    .faq-question{
        padding:15px;
    }

    .faq-question h4{
        font-size:14px;
    }

    .faq-arrow{
        font-size:14px;
    }

    .faq-answer p{
        padding:0 15px 18px 55px;
        font-size:13px;
        line-height:1.8;
    }

    .faq-contact-card{
        padding:18px;
        gap:15px;
    }

    .faq-call-icon{
        width:45px;
        height:45px;
        min-width:45px;
        font-size:18px;
    }

    .faq-call-content span{
        font-size:13px;
    }

    .faq-call-content h4{
        font-size:18px;
    }

    .faq-call-content p{
        font-size:13px;
        line-height:1.7;
    }

}